Pennsylvania estate planning for adults 65+ is a different exercise from a 40-year-old's plan. The focus is preservation, incapacity readiness, and Medicaid awareness.
Incapacity documents
Current POA with all hot powers, healthcare directive, and HIPAA authorization. Top priority — incapacity is the most likely event before death.
Medicaid awareness
The 5-year lookback means asset-protection moves should start now if there is any chance of long-term care need.
Beneficiary audit
Pull every account statement and confirm the current beneficiary. This is the single most common failure point.
This article is general information about Pennsylvania law as of the update date above. It is not legal advice for your situation and does not create an attorney-client relationship. For advice on your specific facts, please schedule a consultation.
Talk with a Pennsylvania estate planning attorney.
Most plans take two meetings. The first is a consultation — clear, honest, and free of pressure.